In January 2004, the New York Times published an informative piece on “prepaid legal services” insurance policies, “The H.M.O. Approach to Choosing a Lawyer,” by Susan B. Garland, Jan. 11, 2004).  The article noted: “According to the American Bar Association, half of all consumers who need a lawyer do not seek legal help. The reasons … Continue reading NYT focuses again on Pre-Paid Legal insurance