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It’s too early

October 14, 2009 in Business, Future, Past, problems, Science | 2 comments

The older I get, the earlier it seems.

So many gone things once looked like final stages: AM radio, nuclear bombs, FM, stereo, FM stereo, TV, color TV, quadrophonic sound, answer machines, PCs, online services, bulletin boards, home PBXes, newsgroups, instant messaging, cell phones, HD, browsing, pirate radio, free wi-fi, friending, tweeting.

Yeah, some of those aren’t gone yet, but don’t count on their staying around. Not in their current forms.

Three conditions have been profoundly increased by technology during my brief (62.2 year) lifetime: connectivity, autonomy and abundance. Those have been provided respectively by the Net, personal computing, and data processing and storage. I can now connect with anybody or anything pretty much anywhere I go, as an autonomous actor rather than a captive dependent on some company’s silo or walled garden. I can also access, accumulate and put to use many kinds of information of relevance to myself and my world.

Some creepy dependencies are still involved, such as the ones I have with ISPs and phone companies. But I believe even those will become substitutable services in the long run, much as the best “cloud” services are also becoming substitutable utilities.

I haven’t said that all this is a Good Thing. In fact I’m not sure it is. Meaning I’m not sure it has been good for us, or our world, that we have drifted so far from the hunting and gathering animals we were when we diasporized out of Africa during the last Ice Age. Perhaps we have adapted well without evolving at all. Think about it.

We are, if nothing else (and yes, we are much else) a pestilence on the planet. Few creatures other than rats and microbes are more widespread, or have done more to eat and alter the Earth’s contents and its living dependents. Sure, I’m enjoying it too. But at some point the party ends. When it does, what do we go home to?

Anyway, this all comes to mind while reading Nick Carr‘s The eternal conference call. His bottom lines are killer:

  The flaw of synchronous communication has been repackaged as the boon of realtime communication. Asynchrony, once our friend, is now our enemy. The transaction costs of interpersonal communication have fallen below zero: It costs more to leave the stream than to stay in it. The approaching Wave promises us the best of both worlds: the realtime immediacy of the phone call with the easy broadcasting capacity of email. Which is also, as we’ll no doubt come to discover, the worst of both worlds. Welcome to the conference call that never ends. Welcome to Wave hell.

It’s the latest among Nick’s Realtime Chronicles. As always, strong stuff.

Lessig on Dependence and Independence

October 8, 2009 in Berkman, Events, Politics, problems | 5 comments

First, Larry Lessig gives some of the best sermons in academia. Or anywhere. He is so freaking good. That Larry’s a master presentationist is secondary to his excellence in the art of homiletics, in the sense that Ray Charles’ piano mastery was secondary to his transcendent skills as a singer, a composer, a performer.

Instituional corruption is the topic of today’s Lessig talk, at Harvard’s Kennedy School. Taking notes live.

Early point. The country’s founders value independence as, among other things, the absence of depencence. Or dependence on the wrong influences. Some great quotes, which I just missed.

Now he’s unpacking influence. Giving examples.

Lobbying now a $9 billion industry. One lobbyist earned more than $100 million in that industry (missed the name).

Hall & Deardorff (in American Political Science Review): Lobbying as subsidy.

Mazolli: lobbyists just get “access,” which is not influence. Easy cases allow us to charitably let that slide.

Example after example. Nutrition. Global Warming. Copyright. Health Care. Taking money is standard now. John Stennis, long dead and hardly a paragon of probity, quoted as opposing it. Lead in gasoline.

Side thought: to what degree are Harvard (or any major university) and its schools and centers, industries? Or influential within industries? Or influential within government? How many Harvard veterans now work in the Obama administration? (The same might have been asked about Yale veterans for some earlier administrations. Or for Berkeley in the California state government.) This isn’t taking money, or taking people; but rather an aspect of echo-chamberism. Perhaps. Not sure. I’m expecting Larry to visit this later. Hope he will, anyway.

Larry: The real decline of journalsim began happening long before the Internet came along. It began in the ’70s and ’80s when papers and broadcasters sold out to giants that could give a damn about the institutional missions, of community, and the rest of it. Or he’s citing sources and claims on that.

Fire seasonings

October 5, 2009 in Geology, Health, Ideas, infrastructure, Life, Live Web, News, Past, Places, problems, Technology | Permalink

I’m on the East Coast for the rest of the current fire season in California. Which is cool, literally. I miss Santa Barbara, but not the fear of destruction (which I generally don’t have there, but I need my rationalizations). Speaking of which, here’s The Mania of Owning Things, my EOF column for August 2009 issue of Linux Journal. I wrote it during the Jesusita Fire, the second fire-bullet we dodged this year.

The column title refers to the last line of this bit of Whitman:

I think I could turn and live awhile with the animals.
They are so placid and self-contained.
I stand and look at them sometimes half the day long.
They do not sweat and whine about their condition.
They do not lie awake in the dark and weep for their sins.
Not one is dissatisfied.
Not one is demented with the mania of owning things.

(For some reason most of those lines didn’t make it into the published piece. So, when you look at it, bear in mind that the top text is part of Whitman and none of me.) Some exerpts (from me, not Whitman):

Ambition and industry in the face of inevitable destruction is the job of life…

I believe in ownership—not for economic reasons, but because possession is 9/10ths of the three-year-old. We are all still toddlers in more ways than we’d like to admit—especially when it comes to possessions.

We are grabby animals. We like to own stuff—or at least control it. Where would a three-year-old be without the first-person possessive pronoun? No response is more human than “Mine!” And yet possessions are also burdens. I have a friend whose childhood home was burned twice by the same nutcase. He’s one of the sanest people I know. I can’t say it’s because he has been relieved of archives and other non-negotiables, but it makes a kind of sense to me. I have tons of that stuff, and I’ve thought lately about what it would mean if suddenly they were all cremated. Would that really be all bad? What I’d miss most are old photos that haven’t been scanned and writing that hasn’t been digitized in some way. But is my digital stuff all that safe either?…

I’ve just started backing (it) up “in the cloud”. But how safe is that? Or secure? Companies are temporary. Servers are temporary. Hell, everything is temporary.

When I was young, I acknowledged death as part of the cycle of life. Now I think it’s the other way around. Life is part of the cycle of death. Life generates fuel for death. It’s a carbon-based refinery for lots of interesting and helpful stuff.

Think about it. Marble. Limestone. Travertine. Oil. Gas. Coal. Wood. Linoleum. Cement. Paint. Plastics. Paper. Asphalt. Textiles. Medicines. Even the heat used to smelt iron and shape glass comes mostly from burning fossil fuel. The moon has abundant aluminum ores. But how would you produce the heat required for extraction, or do anything without the combustive assistance of oxygen? Ninety-eight percent of the oxygen in Earth’s atmosphere is produced by plants. Most of the sources are now dead, their energies devoted to post-living purposes.

The Internet grows by an odd noospheric process: duplication. In “Better Than Free”, Kevin Kelly makes an observation so profound and obvious that you can’t shake it once it sinks in: “The Internet is a copy machine.” As a result, the Net is turning into what Bob Frankston calls a “sea of bits”. This too is an ecosystem of sorts. Is it, like Earth’s ecosystem, a way that death makes use of life? I wonder about that too.

Anyway, the rest is here.

Whose Side(wiki) Are You On?

September 30, 2009 in Berkman, Business, Events, Ideas, infrastructure, Life, music, problems, Technology | 26 comments

What are we to make of Sidewiki? Is it, as Phil Windley says, a way to build the purpose-centric Web? Or is it, as Mike Arrington suggests, the latest way to “deface” websites?

The arguments here were foreshadowed in the architecture of the Web itself, the essence of which has been lost to history — or at least to search engines.

Look up Wikipedia+Web on Google and you won’t find Wikipedia’s World Wide Web entry on the first page of search results. Nor in the first ten pages. The top current result is for Web browser. Next is Web 2.0. Except for Wikipedia itself, none of the other results on the first page point to a Wikipedia page or one about the Web itself.

This illustrates how far we’ve grown away from the Web’s roots as a “hypertext project”. In Worldwide: Proposal for a Hypertext Project, dated 12 November 1990, Tim Berners-Lee and Robert Callao wrote,

Hypertext is a way to link and access information of various kinds as a web of nodes in which the user can browse at will. Potentially, Hypertext provides a single user-interface to many large classes of stored information such as reports, notes, data-bases, computer documentation and on-line systems help…

…There is a potential large benefit from the integration of a variety of systems in a way which allows a user to follow links pointing from one piece of information to another one. This forming of a web of information nodes rather than a hierarchical tree or an ordered list is the basic concept behind Hypertext…

Here we give a short presentation of hypertext.

A program which provides access to the hypertext world we call a browser. When starting a hypertext browser on your workstation, you will first be presented with a hypertext page which is personal to you: your personal notes, if you like. A hypertext page has pieces of text which refer to other texts. Such references are highlighted and can be selected with a mouse (on dumb terminals, they would appear in a numbered list and selection would be done by entering a number)…

The texts are linked together in a way that one can go from one concept to another to find the information one wants. The network of links is called a web . The web need not be hierarchical, and therefore it is not necessary to “climb up a tree” all the way again before you can go down to a different but related subject. The web is also not complete, since it is hard to imagine that all the possible links would be put in by authors. Yet a small number of links is usually sufficient for getting from anywhere to anywhere else in a small number of hops.

The texts are known as nodes. The process of proceeding from node to node is called navigation. Nodes do not need to be on the same machine: links may point across machine boundaries. Having a world wide web implies some solutions must be found for problems such as different access protocols and different node content formats. These issues are addressed by our proposal.

Nodes can in principle also contain non-text information such as diagrams, pictures, sound, animation etc. The term hypermedia is simply the expansion of the hypertext idea to these other media. Where facilities already exist, we aim to allow graphics interchange, but in this project, we concentrate on the universal readership for text, rather than on graphics.

Thus was outlined, right at the start, a conflict of interests and perspectives. On one side, the writer of texts and other creators of media goods. On the other side, readers and viewers, browsing. Linking the two is hypertext.

Note that, for Tim and Robert, both hypertext and the browser are user interfaces. Both authors and readers are users. As a writer I include hypertext links. As a reader with a browser I can follow them — but do much more. And it’s in that “more” category that Sidewiki lives.

As a writer, Sidewiki kinda creeps me out. As Dave Winer tweeted to @Windley, What if I don’t want it on my site? Phil tweeted back, but it’s not “on” your site. It’s “about” your site & “on” the browser. No?

Yes, but the browser is a lot bigger than it used to be. It’s turning into something of an OS. The lines between the territories of writer and reader, between creator and user, are also getting blurry. Tools for users are growing in power and abundance. So are those for creators, but I’m not sure the latter are keeping up with the former — at least not in respect to what can be done with the creators’ work. All due respect for Lessig, Free Culture and remixing, I want the first sources of my words and images to remain as I created them. Remix all you want. Just don’t do it inside my pants.

I’ll grant to Phil and Google that a Google sidebar is outside the scope of my control, and is not in fact inside my pants. But I do feel encroached upon. Maybe when I see Sidewiki in action I won’t; but for now as a writer I feel a need to make clear where my stuff ends and the rest of the world’s begins. When you’re at my site, my domain, my location on the Web, you’re in my house. My guest, as it were. I have a place here where we can talk, and where you can talk amongst yourselves as well. It’s the comments section below. If you want to talk about me, or the stuff that I write, do it somewhere else.

This is where I would like to add “Not in my sidebar.” Except, as Phil points out, it’s not my sidebar. It’s Google’s. That means it’s not yours, either. You’re in Google-ville in that sidebar. The sidewiki is theirs, not yours.

In Claiming My Right to a Purpose-Centric Web: SideWiki, Phil writes,

I’m an advocate of the techniques Google is using and more. I believe that people will get more from the Web when client-side tools that manipulate Web sites to the individual’s purpose are widely and freely available. A purpose-centric Web requires client-side management of Web sites. SideWiki is a mild example of this.

He adds,

The reaction that “I own this site and you’re defacing it” is rooted in the location metaphor of the Web. Purpose-centric activities don’t do away with the idea that Web sites are things that people and organizations own and control. But it’s silly to think of Web sites the same way we do land. I’m not trespassing when I use HTTP to GET the content of a Web page and I’m not defacing that content when I modify it—in my own browser—to more closely fit my purpose.

Plus a kind of credo:

I claim the right to mash-up, remix, annotate, augment, and otherwise modify Web content for my purposes in my browser using any tool I choose and I extend to everyone else that same privilege.

All of which I agree with—provided there are conventions on the creators’ side that give them means for clarifying their original authorship, and maintaining control over that which is undeniably theirs, whether or not it be called a “domain”.

For example, early in the history of Web, in the place where publishing, browsing and searching began to meet, a convention by which authors of sites could exclude their pages from search results was developed. The convention is now generally known as the Robots Exclusion Standard, and began with robots.txt. In simple terms, it was (and remains) a way to opt out of appearance in search results.

Is there something robots.txt-like that we could create that would reduce the sense of encroachment that writers feel as Google’s toolbar presses down from the top, and Sidewiki presses in from the left? (And who-knows-what from Google — or anybody — presses in from the right?)

I don’t know.

I do know that we need more and better tools in the hands of users — tools that give them independence both from authors like me and intermediaries like Google. That independence can take the form of open protocols (such as SMTP and IMAP, which allow users to do email with or without help from anybody), and it can take the form of substitutable tools and services such as browsers and browser enhancements. Nobody’s forcing anybody to use Google, Mozilla, any of their products or services, or any of the stuff anybody adds to either. This is a Good Thing.

But we’re not at the End of Time here, either. There is much left to be built out, especially on the user’s side. This is the territory where VRM (Vendor Relationship Management) lives. It’s about “equipping customers to be independent leaders and not just captive followers in their relationships with vendors and other parties on the supply side of the marketplace”.

I know Phil and friends are building VRM tools at his new company, Kynetx. I’ll be keynoting Kynetx’ first conference as well, which is on 18-19 November. (Register here.) Meanwhile there is much more to talk about in the whole area of individual autonomy and control — and work already underway in many areas, from music to public media to health care — which is why we’ll have VRooM Boston 2009 on 12-13 October at Harvard Law School. (Register here.)

Lots to talk about. Now, more places to do that as well.

Bonus Links:

[Later…] Lots of excellent comments below. I especially like Chris Berendes’. Pull quote: I better take the lead in remixing “in my pants”, lest Google do it for me. Not fair, but then the advent of the talkies was horribly unfair to Rudolf Valentino, among other silent film stars.

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Getting quakes straight

September 30, 2009 in Geology, infrastructure, Journalism, Live Web, News, problems, Science, Technology, Travel | 2 comments

Quakes

The United States Geological Survey (USGS) has an excellent Earthquake Center for all the earthquakes in the world, which is very handy at a time when many are happening at once, followed in some cases by tsunamis that cross seas to strike coastlines minutes to hours later.

For example, this list of earthquakes of magnitude 5 and greater shows in red both the 8.0 quake that caused tsunamis in the South Pacific, and the 7.6 quake that devastated western Sumatra and also poses a serious tsunami risk — both just in the last few hours. Tonga alone has seen thirteen aftershocks of 5.0 or greater. The Samoa Islands Region has seen twelve.

Bear in mind that the Loma Prieta Quake in 1989 was around a 7.0, and 5.0 earthquakes have caused thousands of deaths as well.

Most of us are great distances from both regions that were just hit, but we are still in position to help. One way is by getting facts straight, and also to keep fail whales from falling on lines that are bound to be congested. Hope this little bit of pointage helps.

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On value and valuation

September 26, 2009 in Blogging, Cluetrain, Ideas, infrastructure, Live Web, problems | 15 comments

Over in Fast Company, Tim Beyers nicely threads quotable pearls from Cluetrain‘s four authors, including yours truly, in Twitter’s Investors Missed the Cluetrain – Here’s Why. The context of the story is continued investment in Twitter at a reported $1 billion valuation of the company. (Fast indeed.)

Now that the piece is up, I thought I’d add a few more thoughts of my own.

First, while valuation is unavoidably interesting, value is avoidably important. In other words, it doesn’t get much respect. Not if it’s not being sold.

For example, RSS (currently getting more than 3 billion results on Google). It’s extremely useful. We would hardly have blogging or online journalism without it. But Dave Winer, to his enormous credit, decided not to make RSS itself a business. Instead he decided to release it into the world so countless uses could be made of it, and countless businesses could be built on top of those uses. He made RSS open infrastructure, just as Linus Torvalds did with Linux, and countless other geeks have done with their own contributions to the virtual lumberyard of free building material we use to make the online world. Open building material is valuable beyond calculation, because it has use value rather than sale value. (Eric Raymond explains the difference here.) The leverage of use value on sale value can be very high indeed. Where would Google and Amazon be without Linux and Apache? Where would any of us be without SMTP, IMAP and other email protocols — or, for that matter, the suite of free and open protocols on which the Net itself runs?

Twitter’s creators have chosen to make it a commercial form of infrastructure. This is not a bad thing. In terms of investment valuation (especially at this point in time) it’s a smart thing. But we should not mistake Twitter itself, or even its API, for the kind of true (free and open) infrastructure that comprise the Net and the Web. Nor, for that matter, should we consider Twitter the last word in the category it pioneered and now dominates. At this point in history, Twitter soaks up nearly all the oxygen the microblogging room. Thus there is no widely adopted open infrastructure for microblogging. (Identi.ca and the OpenMicroBlogger folks have worked hard on that, but adoption so far is relatively small.)

But, given time, something will take. I’d place a bet Dave’s RSS Cloud. It’s live, or real-time. It’s open infrastructure. And, as Dave put it here, it has no fail whale. (And now TechCrunch is Cloud-enabled.)

This relates to Cluetrain in respect to what a market is, and what a market does. Markets by nature are open. They are not “your choice of captor.” Cluetrain, at least for me, was a brief against captors, a case for open marketplaces. So, while Twitter may provide means for conversation out the wazoo, it still falls short of what are, for me, more important Cluetrain ideals. I await the fulfillment of those with growing patience.

If you had told me in 1999 that the two hottest names on the Web in 2009 — Facebook and Twitter — would both be silos, I’d have been disappointed. I’d have figured that by now most folks would understand the infrastructural nature of open code, open protocols, open formats. (For more on those expectations, see Making a New World, written a few years back but still relevant as ever.)

With time comes perspective. It is helpful to note that the Web as we know it is barely old enough for high school. (The first popular browser appeared in 1995.) As an environment supporting new forms of business life — ones thriving in an environment of ubiquitous and cheap worldwide connectivity that each participant is in a position to improve — we are at a paleozoic stage in which even the innovative companies continue to follow familiar industrial age models of command and control. That’s why they trap users, customers and whole markets in walled gardens that are value-subtracted simulacra of the whole Net. In the best cases (such as Twitter’s, Facebook’s and Apple’s) they create new markets around new inventions and new ways of doing things, but at the expense of isolation for themselves and all their walled-in dependents. So, even when they embrace (though never completely) openness and other forms of goodness at the engineering level, they remain Old Skool at the corporate level where equally Old Skool investors still place their bets. And, while they speed things up in the early stages — when they are still new and original — they slow things down after their walled markets become large enough to become industrial farms, harvesting income from trapped inhabitants.

The longer that walled farming remains a prevailing business practice, the longer the Industrial Age persists in the midst of the one that succeeds it, and the farther we are from arriving at the Net’s mesozoic: it’s dinoaur age. That age will be characterized, as it was for sentient reptiles, by greater liberty for individuals and greater autonomy for families, tribes and other groups of individuals.

Many of us have long seen that liberation coming — and implicit in the nature of the Net itself. The Cluetrain Manifesto announced it in early 1999 with “we are not seats or eyeballs or end users or consumers. we are human beings and our reach exceeds your grasp. deal with it.” Chris Locke wrote that, and it galvanized the rest of us by giving voice to the liberating nature of the Net itself. Yes, the Net supports silos, but it is not itself a silo. It provides a base infrastructure for freedom, independence and empowerment. It creates wide open spaces for the social and business constructions we call markets. True, the urge by companies to build walled gardens in these wide open spaces persists undiminished. But in time companies will discover how much more value can be created by contributing to open infrastructure, and by offering original products and services based on that infrastructure, than by trapping customers in closed spaces and operating their own private marketplaces. (As, for example, Apple does with its iTunes store, and other phone makers and companies are now copying. This is very paleozoic stuff.)

We are now caught up in “social” everything. Cluetrain’s opening thesis, “markets are conversations,” is often credited for predicting, if not inaugurating, the “social web”. Overlooked in the midst, however, is what I think is a far more important thesis, coined by David Weinberger: “Hyperlinks subvert hierarchy“. Ask yourself, How well do links work in Twitter? Better question: What happens when bit.ly goes down — or out of business? URL shortening needs to be part of the Net’s infrastructure too. Today it isn’t. For more on that, look up Dave Winer and URL shortening: Dave has a history of not being listened to by Google, Twitter and other giants. But he’s right about URL shortening. And about how Twitter can help de-silo it. Single-source commercial URL shorteners are handy and all, but they weaken hyperlinks by making them vulnerable to the failure of one company, or one authority. I am sure Twitter doesn’t mean to weaken hyperlinks (but rather strengthen them, in a way), but that’s what it does by relying on a commercial silo for shortened links. Weakening hyperlinks, at least to me, makes Twitter less valuable, no matter how much investors think it’s worth on some future stock market.

Dave Winer has long advised, “Ask not what the Web can do for you, ask what you can do for the Web”. Answering that generously in the long run will result in maximum value — and valuations in alignment with a more open and value-producing future.

Chaining links

September 19, 2009 in Blogging, infrastructure, problems | 11 comments

First, links to a pair of pieces I wrote — one new, one old, both for Linux Journal. The former is Linux and Plethorization, a short piece I put up today, and which contains a little usage experiment that will play out over time. The latter is The New Vernacular, dated (no fooling) April 1, 2001. Much of what it says overlaps with the chapter I wrote for O’Reilly’s Open Sources 2.0. You can find that here and here.

I link to those last two pieces because neither of them show up in a search for searls + glassie on Google, even though my name and that of Henry Glassie are in both. I also like them as an excuse to object to the practice — by WordPress, Flickr and (presumably) others of adding a rel=”nofollow” to the links I put in my html. I know nofollow is an attrribute value with a worthy purpose: to reduce blog and comment spam. But while it reportedly does not influence rankings in Google’s index, it also reportedly has the effect of keeping a page out of the index if it isn’t already there. (Both those reportings are at the last link above.)

I don’t know if that’s why those sites don’t show up in a search. [Later… now I do. See the comments below.] But I can’t think of another reason, and it annoys me that the editors in WordPress and Flickr, which I use almost every day, insert the attribute on my behalf. Putting that attribute there is not my intention. And I would like these editors to obey my intentions. Simple as that.

With the help of friends in Berkman‘s geek cave I found a way to shut the offending additions off in WordPress (though I can’t remember how right now, sorry). But I don’t know if there’s a way to do the same in Flickr. Advice welcome.

And while we’re at it, I’m still not happy that searches for my surname always ask me if I’ve misspelled it — a recently minted Google feature that I consider a problem and which hasn’t gone away. (To friends at Google reading this, I stand my my original guess that the reason for the change is that “Searles” is somewhat more common than “Searls” as a surname. Regardless, I prefer the old results to the new ones.)

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Excellence vs. B of A

September 18, 2009 in problems | 3 comments

The Excellent Adventure is the name of the blog. Its subhead is The tale of TeamHudson, as they discover that all they need is a tall ship…. Its About page says,

  In July of 2006, Laureen and Jason were startled to discover that despite all the various hopes, dreams, and aspirations of their youth, they’d somehow found themselves being garden-variety desk-driving SUV-owning suburbanites. And they were slightly ill. So late one evening, after the boys were tucked in and the lights were low, they dared to start dreaming again. They told each other stories about what they wanted out of their life together. And in no time at all, they’d discovered that the shape of their collective dream was a ship. And that the children’s futures were the stars they had to sail her by. And that was enough to get started with.

What happened since then isn’t on par with Job, but it hasn’t been fun. Today’s post is titled, My Loan with Bank of America: A Study in Customer Service Fail. The introductory grafs:

  We moved aboard the boat full time, and got the house ready to be put on the market. As my American readers are painfully aware, this is when the bottom started dropping out of the US real estate market, and my family watched in horror as our home lost $275,000 in value in under a year, the city the house was in wobbled around declaring bankruptcy, and my husband’s home construction business collapsed. Suddenly, we were supporting a mortgage, a boat payment, and five people on one salary. We held it together financially, but as the American Economic Death-Wobble increased, I was laid off from my Technical Editor job at Sun Microsystems, with 5,999 of my friends, and the whole thing was no longer do-able.
  Throughout this debacle, we kept making payments on the boat, s/v Excellent Adventure, as she was our home, our primary residence. We had attempted to do a loan modification with Bank of America, the loan holder, early on in the cycle, because continuity and commitment in our dealings with them seemed important. Because it was a boat, and not an on-land home, they refused, although they were quite good about tolerating missed payments, and even set up a three-month deferral for us at one point.
  We declared bankruptcy in February 2009.

What follows is a tragedy of errors, mostly on the part of the Hudsons’ creditor, Bank of America. The low point:

  I tried to ask a few questions, like, how come they felt they could repo with zero prior contact or request for payment, and if payment was so important, why would they not accept partial now and partial Monday when I had it, but was greeted with more screaming. Oh, and this:
  “Have a good weekend, Mrs. Hudson.”
  I hung up, thoroughly upset. I had never been screamed at like that in my life. In the space of five hours, Bank of America had gone from “don’t call us, you’re in process, we can’t help you” to “we’re repossessing your home.”

The saga continues, and gets worse:

  So here’s where we stand. Bank of America is unwilling to do a loan modification, despite having taken billions of dollars in TARP funding, which was supposed to go towards loan modifications. They would prefer to demand completely unrealistic payments and force repossession/eviction on a family than to adjust to the reality of the American economy, even temporarily. Forcing the eviction and repossession will give them an asset of negligible value, compared to the over-time benefit of the loan modification. They are happy to rely on bullying, scare tactics, and brutality, and seem to feel that they can crush people at will.

Their fight is now legal as well as financial. However…

  Another fact that is not widely known at all is that in the State of California, as of October 12th, it is a felony for an attorney to get payment up front to work on loan modification cases. I can see how, on the one hand, this is to protect people from the unscrupulous. But the net effect will be to prevent attorneys from taking loan modification cases. Banks are known to drag these things out as long as possible, thus making it financially untenable for attorneys, who have their own bills to pay, from taking on cases like mine. And Bank of America has proven that I, as a customer and individual, have no voice and no hope with them, without legal representation. This is backed up by their August 24th decision to not only scrap arbitration as a means of settling dispute, but also to continue with their ban on customers joining class action lawsuits. This means, effectively, that if you don’t have access to a lawyer and funding for that lawyer, you’re screwed. Against Bank of America, you stand alone.

Of course I (and most other readers) only know the Hudsons’ side of this thing. But they’re friends of friends, and I’ve been asked to pass along their story, in hopes that spreading the word might do some good. This blog has a lot of readers. Maybe one of you works at B of A, or knows some soul who does, and can help work this thing out. If the Hudsons are in a position to keep paying and avoid reposession, the bank should work with them.

Security vs. Utility

September 12, 2009 in problems, Technology | 5 comments

Starting a few upgrades back, Firefox started showing this…

firefox_feature

…  when you clicked on that little icon at the left end of the location bar. (What’s the name for that?) Now, with version 3.5.3 (and perhaps earlier versions — the last one I used before this was 3.0.9), it still shows that same pop-down thing, but no longer selects the location text to the right. That’s not a problem, because you can still select all the location text with one click anywhere within that text. I only discovered that feature by experimenting around. Searching the Mozilla site was useless. The feature also violates normal expectations of what happens when you click once (place cursor), twice (select word), or three times (select all) on text, but I don’t mind. A little conditionality doesn’t hurt, and it’s good to be able to select a whole URI easily.

What I don’t get is why it’s worth mentioning that a site “does not supply identity information” and that the site “is not encrypted” when these two conditions prevail for approximatly every site on the Web, including Firefox’s own, which is the case I used above to demonstrate the feature. Yes, I understand why the pop-down is there, but I’d rather return to having a click on the icon select all the text to the right. Is there a way to go back to that?

Meanwhile what “identity information” are they talking about? Mine? Mozilla’s? If I click on “More Information…” a Page Info window opens, telling me next to “Owner” that “This web site does not supply ownership information.” Of whom? Of what? To whom? Not clear.

Hey, I’ll cop to being a second-rate geek (which is true); but it’s a safe bet that if I don’t know what this is about, regular old Web surfers don’t know, either.

So, as long as we’re being unclear, it’s better (at least for me) to go back a few steps toward something that’s both plain and useful. Bury this pop-down’s functionality in the Tools menu or something.

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Shaking and baking

September 7, 2009 in Geology, infrastructure, Places, problems | 1 comment

My postings last week on the Station Fire (below) brought an invitation from Dave to contribute something along the same lines for InBerkeley. I did, and the title is The Next Berkeley Fire. Since fire is one of the two big dangers of living in this corner of paradise, I visited the subject of earthquakes as well (for which I just added a missing graphic — trust me, it’s scary)

Meanwhile, today I return to Boston for another school year. Still packing and working on writing assignments right now, so expect continued light blogging. See ya on the East Side.

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