There’s Always a Bright Side
Despite my frustrations with the condo search, I may have found a silver lining: As a result of applying for mortgage pre-approval, I was given the results of their credit check and, for the first time, I finally received a copy of my credit score.*
On a scale of 300 (horrible) to 850 (perfect), I came out as 808. Well, that was through Expirian. Apparently, the other credit company, Trans-whatever-it’s-called, only gave me a 791 (which is still quite good). Oddly enough, despite the fact that I don’t have a single penny of outstanding debt (no loans, no credit card debt – nada) both reports listed me as having oustanding balances that are considered too high. Go figure. Theose issues apparently didn’t hurt too much since I still scored quite high…but I can’t imagine what they’re talking about.
In other news, did anybody else out there watch the debate last night (for the next governor)? I caught that last 40 minutes or so and it was quite interesting. A few comments (in the order in which they appeared on screen, left to right):
Grace Ross (Green/Rainbow party) – she actually did quite well and seemed quite logical and intelligent. I disagreed with her proposal to DOUBLE the minimum wage (though I agree it should be raised a lot), but I seemed to like her approach. And how many other states have openly lesbian candidates running for Governor?
Christy Mihos (Independent) – this man kicks ass. He doesn’t hesitate to go off on Healey with facts about her political past (and alliances) and it’s so refreshing. I can understand why she doesn’t want him at debates anymore. That said, I wish there was a better chance of him winning…I kinda’ like the guy.
Deval Patrick (Democrat) – I wanna’ like this guy. I really do. I think I believe in nearly everything he does. But, at least last night, he didn’t debate well. I mean, when Mihos talked about being the sole small business owner/founder running for governor, Deval said that he was, too…having worked as counsel for Coca-Cola. WTF? Since when was Coca-Cola a small company? I must admit I was disappointed with is performance.
Kerry Healey (Republican) – yuck. I can’t even look at her (though, that’s not a reason to dislike her). But her nasty approach to every question is really getting on my nerves. I mean, when you have a room full of senior citizens (at an AARP sponsored debate yesterday morning) boo at you loud enough to drown you out, that’s a bad sign (especially since older folks may be more likely to vote Republican). And she managed to do the same thing last night when she whined like a baby that she wants to exclude Mihos and Ross from a future debate). Why is that? Perhaps because Mihos is so effectively putting her in her place.
OK, enough politics. This weekend I’m off to the Cape to keep my mother company. My father is going to Chicago to visit a dying uncle of mine (by marriage…who I have met maybe three times in my life) so my Mom will be alone until Wednesday. Being the mama’s boy that I am, I offered to keep her company Saturday and Sunday. I’m dragging Randy down with me so we can all play cards together. Should be fun.
*I get copies of my credit report once a year just to make sure everything is on the up and up. But they never provide the credit score unless you pay extra (and I’m a cheap bugger).
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I think my credit score is a 2.
But don’t judge me. I see how you’re looking at me. Stop it.
That credit issue is probably because you have too much “unsecured” credit – meaning because you don’t have balances on your CCs they look at that as potential money you could then get into debt over, and not be able to pay that plus mortgage, etc. The fact that you don’t use the credit the way they want – carry a balance – hurts you.
Too much debt? It hurts you.
Not enough debt? It hurts you.
I give up. This world makes no sense to me.
The race for governor is really quite disturbing. I tend to vote Republican but I can’t stand Healey. Deval Patrick seems like a good guy but I disagree with him on several key issues. Mihos comes across like a nut bag. I do love his Big Dig campaign ad though.
What move was it when Richard Prior got everyone to vote for “None of the above?”
I haven’t checked my credit report in ages. I think I will head over to Experian after reading this. I’m kind of afraid lol
Have a great weekend Karl 🙂
Meeting the ‘rents eh?
HMM – I guess he is meeting the ‘rents (well, one of them since Dad will be in Illinois). I’ve not really thought of it in “that” manner…my parents are just so laid back I tend to bring down loads of people (friends, boyfriends, other). As long as my guest plays cards, they’re all set.
Healey wants Grace and Christy out of the debates so she can get extended and unubstructed shots at Deval. Like you, I was thrilled that the seniors booed the hell out of her at the forum the morning of the debate. WBZ radio played the sound clip several times during the day and it can’t have done her campaign any good–which is just fine by me.
On Friday night the 11o’clock news showed part of a reporter’s interview with her where she was forced to say she was yanking an ad that even the Republicans and the National Association for Women had condemned as dirty and divisive. Although she didn’t say so in so many words, she seems to be getting the point into her thick head that her negative campaigning is turning people off.
Congratulations on the very high credit scores. The way you manage your finances is not typical in today’s world but is admirable common sense.